Regional Head – Wholesale Microfinance – SLI

Hiring for A Leading Private Sector Bank

5 - 10 Years
Mumbai, Navi Mumbai, Mumbai Suburbs

Job Description

Job Purpose
Is responsible for acquiring new customers and maintain the accounts of existing MFI customers so that Business objectives are achieved.

Job Responsibilities(JR) : 6 8 Areas Actionable (4-6)


Sales (Disbursement)
  • Building wholesale MFI Portfolio (to achieve Disbursement and POS budget) as per business mandate.
  • Building Microfinance portfolio under priority sector lending; Portfolio buyout/securitization as per Bank's mandate/ requirement.


Managing portfolio (Client Relationship)
  • Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process .
  • To ensure business profitability


Business conduct & Customer relations

  • Regular maintenance and follow up of accounts; achieving the high level of customer satisfaction in the area of operations; reduced transaction costs, faster processing.
  • Handling the business competition and achieving overall business target in MFI assets and liability business.

Operations
  • Preparation of CAM, Credit rating, Due diligence through the system and disburse loan by strictly adhering to all process/policy and compliance guidelines.
  • Ensuring on time repayment (OTR), Portfolio audit and strict audit compliance.



Credit analysis
  • Selection of good client as per policy & Product related Credit Analysis; Data presentation and convincing Credit/Risk team
  • RAM rating, Balance sheet analysis

Other Areas

Close watch on market position & Industry performance


Educational Qualifications (examples listed below)

  • Graduate/Post Graduate

Key Skills(examples listed below)


  • Positive attitude; Sales and Influencing Skills
  • Banking Product & Process Knowledge
  • Planning and Organizing Skills; Communication skills
  • Knowledge of Competition & Current trends in financial Industry.


Experience Required (examples listed below)

  • 5-7 years of experience in banking / microfinance industry.

Salary: Not Disclosed by Recruiter

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Corporate Sales

Role:Branch Manager/Regional Manager

Keyskills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

RiverForest Connections Private Limited

A Leading Private Sector Bank
View Contact Details+

Contact Company:RiverForest Connections Private Limited