Product Risk Analyst (Tableau)

Hiring for A Leading Private Sector Bank

2 - 7 Years

Job Description

Our prestigious client which is a well known Leading Private Sector Bank has an opening for Product Risk Analyst (Tableau) in their organization. Following are the details:

Job Purpose
Tableau Development, Monitoring Probability of Default (PD), Model testing / Analytical Dashboards, PAR Management, NPA and Stress Accounts Reporting.

Job Responsibilities

Tableau Development
  • Creating Analytical Dashboards that can be used by supervisors in the line Credit Team
  • Interacting with RCHs and ACMs for improvement in these Tableau Platforms
  • Ensuring accurate and timely update of Tableau Dashboards

Monitoring Probability of Default (PD)

  • Monitoring of Expected Probability of Default (PD) v/s Observed weighted average PD and reporting the key findings to PRM, APRM, and regional teams
  • Monitor and review exceptional trends in through the door for key demographic / parameters (such as income, age, vehicle segment).
  • Benchmarking of top location/state level PDs and monitoring for incremental disbursement. (All the disbursal of the location/Hub/State)
  • Monitoring of early trigger at portfolio level basis P27 bands Non-starters, EMR, High ticket delinquent cases, life tables.
  • Compilation and extraction of data for various analysis and put them in a structured way for meaning full interpretation
  • Publishing a monthly newsletter and following with Line on various reports/data/deliverables and then follow up for improvisation

Model testing / Dashboards

  • Comprehensive testing of Models and fixing of errors before new rollouts in the system.
  • Ensuring the maximum deviations are automatically triggered in front end system and ensuring the improvement of data quality through Online PAR audits.
  • Preparation and validation of database to be uploaded for Pre-approved & Pre-qualified campaigns
  • Monitor the performance of the P27 / scorecard through changes in approval ratios, increase/decrease in Probability of Default (PD) rates.
  • Publish interactive reports and dashboards report scheduling using Tableau server to review through the door trend for Probability of Default and loss rate.

PAR Management

  • Publishing of PAR reports on a monthly basis and bring down and maintain the PAR error rates below benchmarks
  • Ensure adherence to defined policy and processes through routine PAR audits. Regular review of PAR format and scope to cover the latest changes in policy and process change
  • Cross-functional interaction to initiate process changes to plug the process gaps based on PAR findings. Traveling to Key locations for PAR workshop & system implementation
  • Monitoring Key metrics like TAT, Reworks, Rejects, Approvals, Rejections, Deviations, Dropouts and drive corrective action in locations which reflect abnormal variance from benchmarks

NPA and Stress Accounts Reporting

  • Identification & reporting of SMA accounts. Sensitizing business/location team on clearance of overdue amount so as to avoid them from getting reported. Freezing of limits where accounts have been reported as SMA by other Banks/NBFCs

Educational Qualifications
  • Graduation
  • CAIIB (Optional)

Key Skills

  • Analytical and problem-solving skills
  • Proficient in MS Excel
  • Banking Product & Process Knowledge
  • Knowledge of Retail Assets
  • Planning and Organizing Skills

Experience Required

  • Minimum experience in years 3 yrs
  • Exposure to banking preferable

Salary: Not Disclosed by Recruiter

Industry:Banking / Financial Services / Broking

Functional Area:Analytics & Business Intelligence

Role Category:Analytics & BI

Role:Analytics Manager


Desired Candidate Profile

Please refer to the Job description above

Company Profile

RiverForest Connections Private Limited

A Leading Private Sector Bank
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Contact Company:RiverForest Connections Private Limited